Terms and Conditions apply.
Splash reserves the right to modify or discontinue products and benefits
at any time without notice. Participating lending partners, rates and terms are also subject to change at any time without notice.
The information you provide to us is an inquiry to determine whether we or Splash’s lending partners can make you a loan
offer. Some lending partners may require less information if you submit an application directly on their website. If
Splash, or any of our lending partners, has an available loan offer for you, you will be invited to submit a loan
application to the lending partner for its review. Please be advised that a lending partner who has an available loan offer for
you may conduct another soft credit pull as part of its application review process.
To qualify, a borrower must be a U.S. citizen or other eligible status and meet lending partner underwriting requirements. A co-signer may be required. The borrower is required to meet applicable underwriting requirements based on specific lending partner criteria. Not all borrowers receive the lowest rate as advertised. Lowest rates are reserved for the highest qualified borrowers. Splash does not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Variable rates subject to change.
If you are interested in refinancing your student loans, please note the following:
Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance.
Note: Medical student refinance loans are available only to borrowers who are currently in a residency or fellowship program.
If you are interested in a student loan while you are in school, please note the following:
Before obtaining a private student loan through Splash, you should review all of your options for a federal student loan. Many federal loans have special benefits and payment options that are not available for private loans that are made through Splash Financial. Your school does not endorse Splash Financial or its lending partners and neither Splash Financial nor its lending partners are affiliated with your school.
If you are interested in a personal loan, please note the following:
Personal loans are solely for personal, family, or household purposes and are not permitted to be used to purchase or refinance the purchase of real estate, securities or other investments. Personal loans may not be used for business purposes, to finance post-secondary education expenses, for short-term bridge financing or any illegal purpose.